Terms & Conditions
1. Agreement to Terms
These Terms & Conditions ("Terms") govern your use of the PerfectAutoCover website and services. By accessing or using our site you agree to be bound by these Terms. If you do not agree, please do not use our services. Please read these Terms carefully — they include important information about limitations of liability, dispute resolution, and your legal rights.
2. Services
PerfectAutoCover provides a landing page and lead‑generation services to connect users with PerfectAutoCover quotes and insurance providers. We facilitate the collection of information necessary for insurers or brokers to provide quotes. We are not an insurer and do not underwrite or bind insurance policies unless explicitly stated. Any insurance contract, coverage, terms and conditions will be between you and the insurer or broker providing the policy.
3. Eligibility
You must be at least the minimum legal age in your jurisdiction to obtain insurance. By using the site you confirm you are eligible and authorised to provide the information you submit.
4. Quotes, Pricing & Payments
Quotes provided via our site are indicative and based on the information you supply. Final terms, coverage, and pricing are determined by the insurer. If payments are facilitated through our platform, we will use third‑party payment processors — their terms apply.
5. User Obligations
- Provide accurate, current, and complete information when requested.
- Not use the site for fraudulent or unlawful activities.
6. Intellectual Property
All site content, design, logos, and materials are the property of PerfectAutoCover or our licensors. You may not reproduce or use our intellectual property without prior written permission.
7. Disclaimers
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT WARRANT PRICES, COVERAGE, OR OUTCOMES FROM INSURERS.
8. Limitation of Liability
IN NO EVENT WILL PERFECTAUTOCOVER BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR AGGREGATE LIABILITY IS LIMITED TO THE AMOUNT PAID BY YOU (IF ANY) FOR ACCESS TO THE SERVICE IN THE PAST 12 MONTHS.
9. Indemnification
You agree to indemnify and hold harmless PerfectAutoCover, its officers, employees, and partners from any claim, loss, liability, or expense (including legal fees) arising from your breach of these Terms or your use of the site.
10. Termination
We may suspend or terminate access to the site at our discretion, including for violations of these Terms. Certain provisions (intellectual property, disclaimers, limitation of liability, indemnity, and governing law) will survive termination.
11. Governing Law
These Terms are governed by the laws of India (or insert your jurisdiction). Any disputes will be subject to the exclusive jurisdiction of the courts in the appropriate city.
12. Changes to Terms
We may revise these Terms from time to time. Continued use after changes constitutes acceptance of the updated Terms. We will post the effective date at the top.
13. Contact
For questions about these Terms, contact:
PerfectAutoCoverEmail: legal@perfectautocover.com
Note: This document is a template intended to help you get started. It does not constitute legal advice. Consider having a qualified attorney review and customise these documents for your jurisdiction and business model.